What I say on auto insurance quotes
Also compare the cost for different payment methods. Many agencies offer slightly reduced premiums for customers who pay the whole year up front or who arrange to pay through automatic deductions from their checking account. And, of course, look at who and what you are insuring. Are you the only person on the policy, or are there other drivers? Being under 25 or having had a recent accident raises a driver's premiums, so if you are sharing an insurance policy with a riskier driver, removing them could drop your premium markedly. Also, are all the cars on your policy being driven? If you have auto insurance on cars that are out of commission, and you are not required by the state to insure all registered cars, then cancel the insurance on your inactive cars.