Credit card applications Things you should know

Many financial advisors recommend prepaid cards in lieu of high rate credit cards for bad credit. Unlike with a traditional credit card, a prepaid card will not allow a consumer to spend beyond his means. With this type of card, a consumer is also instilled with the idea that things purchased on a credit card are his responsibility. Unfortunately, a card with a prepaid balance cannot repair credit or improve a credit score. Prepaid cards do not show up on a credit report.

06/08/09 18

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