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It is important to know exactly what lenders are looking for to make sure that you will be approved for the loan that you require. Among the most important factors are your capability to settle your financial obligation and your past record of credit. To assess your ability to pay off the loan, lenders look at your employment status. They will want to make sure that you have been steadily employed for a certain number of years. It benefits you to show that you have been working at the same company for a number of years or have made a career in the same field of specialization.